In a large pot, saute garlic and onions in oil until tender, about 5 minutes.
Add chicken broth, beans, salsa, seasonings, and chicken.
Mix thoroughly and simmer covered for 30 minutes.
Stir in cheese and sour cream until melted.
Total Time: 20 minutes
238 calories; 8 g fat; 3 g saturated fat; 50 mg cholesterol; 597 mg sodium; 18 g carbohydrate; 5 g fiber; 23 g protein